Terms and Conditions

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By accessing and using the services provided by Money Bag (“we,” “us,” “our”), you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully before applying for or accepting any loan or financial product.

You must be at least 18 years of age (or the legal age of majority in your jurisdiction) and a resident of the country in which our services are offered. Proof of identity, and Proof of identity of those who refer you may be required. 

All loan applications are subject to our internal review and approval process. Approval is not guaranteed. We reserve the right to decline applications at our discretion without providing a reason.

Interest rates, fees, and repayment terms will be clearly disclosed in your loan agreement. These may vary depending on your credit profile, loan amount, and applicable laws. Late or missed payments may result in additional fees and/or legal action.

Repayments must be made in accordance with the agreed schedule outlined in your loan agreement. Failure to repay may negatively affect your credit score and could result in collection activities.

We collect and store your personal information in accordance with our Privacy Policy. Your data will only be used for purposes related to the provision of our lending services and as required by law.

The information provided on our website is for informational purposes only and does not constitute financial advice. You should consult with a qualified financial advisor before making borrowing decisions.

We reserve the right to update or modify these Terms & Conditions at any time without prior notice. Continued use of our services constitutes your acceptance of any changes.

These Terms & Conditions are governed by and construed in accordance with the laws of [Insert Jurisdiction], and you agree to submit to the exclusive jurisdiction of its courts.